The fintech company behind the RLUSD stablecoin announced a $25 million donation to two leading nonprofits: Accion Opportunity Fund and Hire Heroes USA.
The funding, delivered in Ripple’s dollar-backed RLUSD, will expand access to capital for underserved small business owners. Ripple will also help create new career pathways for veterans and military spouses.
Empowering Entrepreneurs with Capital and Tools
Small businesses make up nearly half of the American workforce and contribute 43.5 percent of the nation’s GDP. Yet many still struggle to secure the funding needed to expand operations, invest in technology, or hire workers. Ripple’s grant, in partnership with Accion Opportunity Fund, is expected to generate $125 million in lending impact for small businesses nationwide.
The initiative includes a new accelerator program called Ripple Digital Leap Forward, which will provide entrepreneurs with training and $500,000 in direct funding. By equipping underserved business owners with capital and digital payment tools, Ripple hopes to help them compete in today’s fast-moving economy.
When small businesses and veterans thrive, so do communities.
We’re proud to announce a $25M donation in $RLUSD on XRP Ledger to Accion Opportunity Fund and @HireHeroesUSA: https://t.co/sS1jwD03tlThis investment highlights how stablecoins can drive real-world impact by…
— Ripple (@Ripple) September 15, 2025
This effort aligns with a growing trend of financial firms using blockchain to improve access to capital. According to the Federal Reserve, 59% of small business loan applicants faced financing shortfalls in 2023. This highlights the need for innovative solutions. With RLUSD, Ripple is demonstrating how stablecoins can streamline donations. Also, preparing entrepreneurs to adopt digital financial tools.
More About Ripple
FortStock is leveraging the XRP Ledger’s Multi-Purpose Token (MPT) standard to transform idle warehouse inventory into usable collateral, aiming to help close the $2.5–$5 trillion trade finance gap. By turning warehouse receipts into programmable financial assets, FortStock bridges the world of physical goods with digital finance. The MPT standard allows them to embed legally relevant metadata, such as warrant numbers, expiry dates, and receipt hashes, directly on-chain. This approach captures the full lifecycle of an asset—from issuance to collateralization to settlement—without relying on complex external contracts.
Here’s how @FortStock1 is using the XRP Ledger’s Multi-Purpose Token (MPT) standard to turn idle warehouse inventory into usable collateral—helping close a $2.5–$5T trade finance gap. 🧵
— RippleX (@RippleXDev) September 11, 2025
Earlier this month, FortStock tested the system on the XRPL Devnet by minting a warehouse receipt MPT. The team issued the token with detailed memo fields, transferred it to a creditor wallet as a collateral pledge. Also, burned it upon return, completing the lifecycle entirely on-chain. Every step was traceable and automated, ensuring transparency and compliance. The result is a scalable solution that empowers businesses. Particularly in emerging markets, to access trade finance efficiently.
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