In 2015, you could buy one ether for under $3, while in 2025, it trades above $4,600. Bitcoin started at fractions of a cent and now exceeds $115,000. Stories like these explain why many investors are still searching for the best long-term crypto investments even in 2025 and 2026. This guide focuses on coins with proven technology, large market capitalization, and real use cases so you can see which projects might be worth holding.
Remember to do your own research before investing in cryptocurrency.
Why Consider Cryptocurrencies for Long-Term Investment?
The crypto market has a lot to offer to long-term investors. Some coins and tokens have produced far higher multi-year returns than traditional assets such as stocks or gold. For example, over the past decade Bitcoin’s total return reached tens of thousands of percent compared to single-digit gains in major US stock indexes.
Coins with fixed or predictable supply, like Bitcoin, are viewed by many investors as digital gold that can help preserve purchasing power during inflation. Adding cryptocurrency to a portfolio can also improve diversification. Investing in cryptocurrencies can reduce correlation in your overall portfolio, meaning in some market downturns crypto may not decline in sync with equities.
Additionally, institutional participation in the cryptocurrency space is slowly but steadily growing. Funds, corporations, and ETFs are entering the market, and regulatory clarity is improving in several jurisdictions. Meanwhile, innovations such as smart contracts, decentralized finance, Layer 2 scaling, and asset tokenization continue to expand crypto’s use cases.
Crypto remains volatile, but a long-term horizon allows investors to ride out price swings. Historically, holding through several market cycles has produced strong net gains.
Top Long-Term Cryptocurrencies for 2025
Long-term investing in crypto means looking past short-term price swings and focusing on projects with durable technology, strong communities, and real-world use cases. The tokens below are among the most established or fastest-growing in their niches. Each has shown significant appreciation from launch to 2025 and continues to attract developers, users, and institutional interest.
| Cryptocurrency | Why It’s Worth Investing Long Term |
| Bitcoin (BTC): Digital Gold & Reserve Asset | Scarce supply, largest market cap, 100M%+ gains since launch. |
| Ethereum (ETH): Decentralized Application Platform | Smart contracts, PoS, largest developer base, ~150,000% gains. |
| Solana (SOL): High-Speed Smart Contracts | Sub-second block times, low fees, 600,000%+ gains since seed sale. |
| XRP (XRP): Global Payments & Regulatory Clarity | Fast, low-cost cross-border payments, ~50,000% gains since early price. |
| Cardano (ADA): Scalable, Sustainable Smart Contracts | Peer-reviewed PoS chain, nearly 3.7M% appreciation from ICO. |
| Polygon (POL): Ethereum Scaling & Modular Infrastructure | Low-fee Layer 2, 10,000%+ return from ICO. |
| Chainlink (LINK): Decentralized Oracles | Critical data feeds for smart contracts, 21,000x increase since ICO. |
| Sui Network (SUI): Parallel Execution, Move Language | Next-gen Layer 1 with fast finality, thousands-fold growth since launch. |
| Binance Coin (BNB): Native Token of Binance Ecosystem | Utility token for trading, staking, burns, 600,000%+ since ICO. |
| Dogecoin (DOGE): Meme Origin & Community Strength | Long-running PoW memecoin with 52,000x gains from earliest price. |
| Monero (XMR): Privacy-First Digital Cash | Default privacy and fungibility, over 15,000x gain since early trading. |
Bitcoin (BTC): Digital Gold and Crypto’s Reserve Asset
Bitcoin is the original cryptocurrency and the largest by market value. Launched in January 2009 by the pseudonymous creator Satoshi Nakamoto, it introduced a decentralized, proof-of-work (PoW) blockchain that allows value transfer without banks or governments. Its code limits total supply to 21 million coins, making it scarce by design. Over the years, Bitcoin has become widely recognized as “digital gold” and a reserve asset within the broader crypto market, accepted by major exchanges, funds, and a growing list of companies worldwide.
Read more: Bitcoin vs. Satoshi, What’s the Difference?
Why BTC Is a Good Long-Term Cryptocurrency Investment
- One of the earliest recorded prices for Bitcoin in 2009 was about $0.00099 per BTC.
- As of mid-September 2025, Bitcoin trades around $115,000–$116,000 USD per coin.
- That’s an increase of over 100 million percent from its earliest known trading levels, far exceeding the long-term returns of most traditional assets.
- Future growth drivers: Ongoing institutional adoption, integration as a reserve asset, and its fixed 21M supply strengthen its scarcity narrative.
Ethereum (ETH): The Decentralized Application Platform
Ethereum is a decentralized blockchain platform launched on July 30, 2015 by Vitalik Buterin with several co-founders. It introduced smart contracts and the Ethereum Virtual Machine, allowing developers to build dApps (decentralized applications), issue tokens (ERC-20), deploy NFTs, and run DeFi protocols. After “The Merge,” Ethereum shifted from proof-of-work to proof-of-stake (PoS) consensus, reducing its energy footprint. Its flexibility, ongoing infrastructure upgrades, and large developer community make it a key blockchain beyond just being a value store.
Why ETH Is a Good Long-Term Cryptocurrency Investment
- The earliest detected exchange price of ETH (shortly after launch) was about $2.92 USD per token.
- As of mid-September 2025, Ethereum is trading around $4,630–$4,650 USD per ETH.
- That marks an increase of over 150,000% since the earliest exchange price, highlighting its massive long-term growth.
- Future growth drivers: Continuous network upgrades (scaling, rollups), thriving dApp and DeFi ecosystem, and the largest developer community in crypto.
Solana (SOL): High-Speed Smart Contracts and an Emerging Ecosystem
Solana is a public blockchain launched in 2020 by Solana Labs, founded by Anatoly Yakovenko and Raj Gokal. It uses proof-of-stake consensus along with a novel proof-of-history algorithm to enable very high throughput. SOL supports smart contracts, decentralized apps, NFTs, and DeFi. Its architecture allows block times in the sub-second range and extremely low transaction fees, making it well suited for mass adoption through scalable, high-volume use cases.
Read more: Wanna Invest In Crypto? Here Are Top Under $1 Utility Tokens With Long-Term Potential
Why SOL Is a Good Long-Term Cryptocurrency Investment
- The initial seed price for Solana was about $0.04 USD per SOL.
- As of mid-September 2025, Solana trades around $240–$243 USD per SOL.
- That corresponds to approximately an increase of over 600,000% since its initial seed-sale price, a gain many traditional assets can’t match over the same period.
- Future growth drivers: Expanding ecosystem of high-speed dApps and games, ultra-low fees, and strong venture/developer support for mass adoption.
XRP (XRP): A Bet on Global Payments & Regulatory Clarity
XRP is the native token of the XRP Ledger (XRPL), launched in 2012 by Jed McCaleb, Arthur Britto, and David Schwartz. It is designed for fast, low-cost cross-border payments and built-in decentralized exchange functionality. Unlike many other cryptos, XRP was pre-mined, meaning 100 billion tokens created at launch, with a large portion controlled by Ripple Labs and released gradually. It uses a consensus protocol based on independent validators rather than mining or staking. XRP is often seen as a bridge currency for remittances and global payments infrastructure.
Why XRP Is a Good Long-Term Cryptocurrency Investment
- One of the earliest recorded values for XRP was around $0.00589 USD per token, based on data from 2013.
- As of mid-September 2025, XRP trades around $3.03–$3.10 USD per coin.
- That’s an increase of over 50,000% since its earliest known trading price, showing strong long-term growth in adoption, regulation, and real-world use case development.
- Future growth drivers: Increasing use in cross-border payment rails, growing regulatory clarity, and partnerships with banks and payment providers.
Cardano (ADA): A Scalable, Sustainable Platform for Smart Contracts
Cardano is a proof-of-stake blockchain platform launched in September 2017 by Charles Hoskinson and Jeremy Wood. It aims to offer a scalable, sustainable, and secure infrastructure for smart contracts and decentralized applications, with a layered architecture separating settlement and computation. Its design emphasizes peer-reviewed research, interoperability, and governance. The native token, ADA, is used for transaction fees, staking, and network governance.
Why ADA Is a Good Long-Term Cryptocurrency Investment
- In its ICO stage (2015–2017), ADA was sold at about $0.0024 USD per token.
- As of mid-September 2025, ADA trades near $0.89–$0.90 USD per coin.
- That represents an increase of over 37,000x since its ICO price, or nearly 3.7 million percent growth, showing its long-term appreciation far beyond typical asset classes.
- Future growth drivers: Peer-reviewed upgrades, energy-efficient PoS, and a steadily growing community of builders and delegators.
Polygon (POL): Ethereum Scaling & Modular Infrastructure
Polygon (originally Matic Network) is a Layer 2 / sidechain ecosystem designed to scale Ethereum and support modular infrastructure. First launched in 2019, it offers a proof-of-stake (PoS) chain that enables low transaction fees and fast settlement, along with tools like SDKs for rollups, bridges, and other scaling solutions. It emphasizes interoperability, developer support, and a versatile architecture that supports a variety of rollup types. Its token, initially called MATIC, was rebranded to POL in 2024, though many still refer to it by the older ticker.
Read more: Blockchain Technology and Its Layers. Layers 0, 1, 2, and 3 Explained
Why POL Is a Good Long-Term Investment
- Polygon’s ICO / token-sale price was about $0.00260 USD per MATIC / POL in April 2019.
- As of mid-September 2025, POL is trading around $0.27 USD per coin.
- That reflects an increase of about 10,300% (roughly a 100x return) since the ICO price, which is still very strong long-term growth compared to many traditional assets.
- Future growth drivers: Rising demand for Ethereum Layer 2 scaling, multiple rollup/bridge solutions, and enterprise adoption of its modular infrastructure.
Chainlink (LINK): Critical Blockchain Infrastructure (Oracles)
Chainlink is a decentralized oracle network co-founded by Sergey Nazarov and Steve Ellis in 2017. It enables smart contracts on blockchains (especially Ethereum) to securely ingest data from off-chain sources, like price feeds, weather data, or market metrics. LINK, the native token, pays node operators, secures the network, and underpins features like verifiable randomness (VRF) and cross-chain data transfer protocols.
Why LINK Is a Good Long-Term Investment
- The Chainlink ICO (public sale) price in September 2017 was about $0.11 USD per LINK.
- As of mid-September 2025, LINK is trading around $24.10–$24.40 USD per coin.
- That corresponds to roughly a 21,800x to 22,000x increase since the ICO price, showing massive long-term appreciation.
- Future growth drivers: Essential oracle services for DeFi, staking incentives for node operators, and cross-chain data protocols boosting demand.
Sui Network (SUI): Parallel Execution, Move Language, and Scalable Layer 1 Innovation
Sui is a Layer 1 blockchain platform developed by Mysten Labs and launched in May 2023. It uses the Move programming language and introduces an object-centric data model that allows transactions to be processed in parallel, enabling sub-second finality and low gas fees. Designed for scalability, usability, and a broad range of dApps—from gaming and DeFi to NFTs—Sui emphasizes both developer tools and end-user experience. Since its mainnet launch, it has been seen as part of the next generation of smart contract platforms.
Why SUI Is a Good Long-Term Investment
- In public token-sale rounds and launch events (2023), SUI was priced between $0.03 USD for early IDO investors and $0.10 USD in the general public sale.
- As of mid-September 2025, SUI prices are around $3.59–$3.72 USD per token.
- This corresponds to growth of approximately 3,600- to 12,000-fold from early investor prices, depending on which initial sale you compare, highlighting strong upside over the long run.
- Future growth drivers: Parallel execution for low fees, developer-friendly Move language, and a growing pipeline of next-gen dApps.
Binance Coin (BNB): The Native Token of the Binance Ecosystem
Binance Coin (BNB) launched in July 2017 through an Initial Coin Offering (ICO) led by Changpeng Zhao and He Yi. Initially, BNB was an ERC-20 token on the Ethereum blockchain; later it became the native token of Binance Chain, and then Binance Smart Chain (now BNB Chain). It serves multiple utility functions: paying trading fees with discounts, fueling smart contracts on BNB Chain, staking, governance, and participating in token burns that reduce circulating supply.
Why BNB Is a Good Long-Term Investment
- During the ICO, BNB sold for about $0.15 USD per coin.
- As of mid-September 2025, BNB is trading around $925–$935 USD per coin.
- That means its price has increased by over 600,000% since its ICO price, underscoring both its growth within the Binance ecosystem and its value to long-term holders.
- Future growth drivers: Utility across the vast Binance ecosystem (trading, staking, burns), expansion of BNB Chain dApps, and steady supply reduction.
Dogecoin (DOGE): Meme-Originated, Widely Recognized, Community-Strong
Dogecoin launched on December 6, 2013, created by software engineers Billy Markus and Jackson Palmer. It began as a memecoin inspired by the “Doge” Shiba Inu meme, meant partly as a joke, but it soon developed a loyal community. Dogecoin uses a proof-of-work algorithm (Scrypt), has fast block times (about one minute), and originally no hard cap on total supply—currently around 5B coins are introduced annually. It’s used for tipping, small transactions, and community fundraising.
Read more: Dogecoin Mining, Everything You Need to Know
Why DOGE Is a Good Long-Term Investment
- The earliest measured trading price (shortly after launch) was about $0.000513 USD per DOGE.
- As of mid-September 2025, DOGE is trading around $0.27–$0.28 USD per coin.
- That represents an increase of about over 52,000x since those early prices.
- Future growth drivers: Extremely loyal global community, merchant integrations for small payments, and periodic support from high-profile figures.
Monero (XMR): Privacy-First, Fungible Digital Cash
Monero is a privacy-focused cryptocurrency launched in April 2014 as a fork of Bytecoin. It uses the CryptoNote protocol, later enhanced with RandomX proof-of-work to keep mining resistant to specialized hardware (ASICs). Monero’s design includes ring signatures, stealth addresses, and confidential transactions (RingCT), all enabled by default. These features aim to hide the sender, receiver, and amount in every transaction. Its goal is fungibility: each coin should be indistinguishable from any other.
Why XMR Is a Good Long-Term Investment
- The first exchange value detected for XMR (shortly after launch) was about $1.99 USD per coin.
- As of mid-September 2025, Monero is trading around $300–$310 USD per XMR.
- That means Monero has surged by roughly 15,000x to 16,000x since its early trading price, driven in part by a rising demand for privacy, ongoing protocol upgrades, and a committed community.
- Future growth drivers: Rising demand for on-chain privacy, continual protocol improvements, and an active open-source community defending fungibility.
Key Factors to Consider Before Investing in Cryptocurrency
Cryptocurrencies can deliver large returns but remain extremely volatile. Before you invest in cryptocurrency, review these core factors to reduce risk and improve decision-making. Whether you invest with a lump sum or use dollar-cost averaging, looking beyond short-term cryptocurrency prices is critical.
- Market capitalization and liquidity. Check a token’s market capitalization (price multiplied by circulating supply) to gauge its size and stability. Higher market cap and trading volume usually mean deeper liquidity, making it easier for many investors to buy or sell without moving the market.
- Technological innovation. Evaluate how the protocol advances blockchain technology. For example, the Ethereum blockchain popularized smart contracts, and newer chains introduce parallel execution, sharding, or zero-knowledge proofs. Projects that keep innovating tend to sustain relevance.
- Use cases. Look at real-world utility. A coin designed for payments, DeFi, NFTs, or cross-border settlements should have clear demand drivers. The stronger the use case, the more resilient the token’s long-term value.
- Development team and community support. A credible founding team, transparent roadmap, and active developer base are strong signals. Community support drives ongoing upgrades and adoption.
- Regulatory environment. Regulation can boost or hinder adoption. Monitor how governments treat exchanges, stablecoins, privacy coins, and staking services. Tokens with clearer regulatory standing often face fewer barriers to institutional investment.
How to Get Started with Crypto Investing
Getting into crypto is easier than it used to be, but planning still matters. Today, many investors use trusted cryptocurrency exchanges to buy, hold, or sell cryptocurrency, while others explore the Ethereum blockchain and decentralized apps for more advanced uses. Follow these steps to start safely when you invest in cryptocurrency with fiat currency.
- Choose a reputable cryptocurrency exchange. Look for platforms with strong security, regulatory compliance, and high liquidity. Well-known exchanges make it simple to buy, trade, and sell crypto.
- Select your cryptocurrency. Decide whether to start with established assets with high market capitalization like Bitcoin or Ethereum or to diversify into smaller projects and decentralized apps on the Ethereum blockchain.
- Make your first purchase. Use fiat currency to buy your first crypto.
- Secure your holdings. Move assets to a private wallet (hardware or software) if you plan to hold long term. Enable two-factor authentication and back up keys.
- Monitor and review regularly. Track market conditions, project updates, and your risk exposure. Adjust your position or sell cryptocurrency if your strategy changes.
Final Words
Cryptocurrency investing can be rewarding, but it’s also volatile and unpredictable. The tokens listed above have shown remarkable performance and continue to evolve, yet no investment is risk-free. Focus on fundamentals such as use cases, technology, and market capitalization, decide whether to invest a lump sum or build a position gradually, and always keep security in mind. By taking a measured approach, many investors can capture long-term upside while managing risk responsibly.
FAQ
What’s the difference between holding and trading crypto?
Holding means buying and keeping crypto for months or years, while trading involves frequent buying and selling to profit from short-term price moves. Many investors start by holding before exploring active trading.
How do I avoid scams and rug pulls in crypto?
Research the team, code audits, and community reputation before you invest in cryptocurrency. Projects with higher market capitalization and transparent teams are generally safer.
What makes a cryptocurrency suitable for long-term investment?
Look for strong use cases, credible teams, active communities, and healthy market capitalization. These traits help a token withstand volatility over time.
How much should I invest in cryptocurrencies?
Start with an amount you can afford to lose. Many investors limit crypto to a small percentage of their portfolio.
Is it too late to invest in Bitcoin or Ethereum?
Up to you, but while both assets are mature, they’re still evolving, with ongoing development and growing adoption. Price gains may be slower, yet they remain leading networks by market capitalization.
How do I keep my cryptocurrency investments safe?
Use reputable exchanges, enable two-factor authentication, and store coins in private wallets you control. Never share your private keys.
Should I invest in memecoins or community-driven tokens for the long term?
These coins can surge on hype but often lack fundamentals. Treat them as speculative and only allocate small amounts if you decide to invest in cryptocurrency.
Disclaimer: Please note that the contents of this article are not financial or investing advice. The information provided in this article is the author’s opinion only and should not be considered as offering trading or investing recommendations. We do not make any warranties about the completeness, reliability and accuracy of this information. The cryptocurrency market suffers from high volatility and occasional arbitrary movements. Any investor, trader, or regular crypto users should research multiple viewpoints and be familiar with all local regulations before committing to an investment.
