TRON (TRX) has long been celebrated for its massive transaction volumes and low-fee network, now moving over $23 billion worth of assets daily. Its rise can largely be credited to consistent scalability and the introduction of efficient DeFi use cases that attracted serious liquidity. However, as the DeFi sector continues to evolve, the spotlight is shifting toward the next generation of platforms—ones that not only offer scalability but also blend real utility with cutting-edge lending frameworks. One such name gaining momentum is Mutuum Finance (MUTM), currently in presale at just $0.035 and preparing for a disruptive Layer-2-powered launch.
While TRX achieved adoption through fast payments and decentralized apps, Mutuum Finance (MUTM) is gearing up to tackle the DeFi landscape with a more comprehensive model. It introduces both peer-to-contract (P2C) and peer-to-peer (P2P) lending on a Layer-2 network, which is expected to dramatically reduce gas costs and increase transaction throughput. This architecture is ideal for scale, enabling both casual users and institutional players to lend and borrow blue-chip assets and even riskier meme tokens without compromise on efficiency.
Real Utility Drives Real Growth
TRON (TRX)’s success proves that transaction volume alone doesn’t guarantee sustainable adoption—it’s about pairing utility with infrastructure. That’s where Mutuum Finance (MUTM) is setting a new benchmark. The platform is engineered to support real use cases like collateralized lending, stablecoin generation, and passive yield through lending pools. For example, a lender depositing $25,000 in DAI on Mutuum’s P2C system at a 13% APY will earn $3,250 in yearly passive income, with returns accumulating via protocol-governed interest dynamics. These rates depend on pool utilization, allowing lenders to benefit from market demand without active management.
Borrowers, on the other hand, gain capital efficiency by unlocking liquidity from held assets. Depositing $1,000 worth of AVAX enables access to $750 in USDT, assuming a 75% loan-to-value (LTV) ratio. These funds can be deployed for reinvestment, daily needs, or leveraged DeFi positions—all without selling the underlying AVAX. This structure encourages asset retention while boosting financial flexibility for users across the board.
In addition, peer-to-peer (P2P) functionality makes Mutuum Finance (MUTM) inclusive for those holding tokens outside the major cap ranks. Borrowers and lenders can engage in individually negotiated terms for tokens like SHIB, DOGE, and FLOKI—useful for traders and liquidity seekers looking beyond conventional markets. However, the protocol still maintains stability by keeping P2C lending exclusive to blue-chip and stablecoin assets.
Presale Metrics and Growth Outlook
While Mutuum Finance (MUTM) is still in its early stages, it is already gaining substantial market traction. In Phase 6 of its presale, the token is priced at $0.035 with over $13.9 million raised and more than 14,800 investors already on board. With only 7% of the current phase’s 170 million tokens sold, interest remains high ahead of the upcoming Phase 7, where the price will increase by 15% to $0.040.
The project’s commitment to transparency and security is evident through its collaboration with CertiK, one of the top blockchain audit firms. With a Token Scan score of 95.00 and Skynet security rating of 78.00, Mutuum Finance (MUTM) has undergone thorough auditing that includes static code analysis and manual review. These measures assure investors of smart contract reliability and user protection.
On the community front, the project has already attracted over 12,000 followers on Twitter, reflecting growing awareness and anticipation for its beta launch, which is set to coincide with the platform’s exchange listing. Early investors are also being incentivized through a $100K giveaway, where ten winners will receive $10K worth of MUTM tokens each, adding more excitement to the ongoing presale phase.
With a total supply of 4 billion MUTM tokens, those who participated as early as Phase 1 at $0.01 have already seen gains of 250%, with expectations of 3x growth when the token hits its planned $0.06 listing price. This upward momentum continues to attract whales rotating out of older Layer-1 ecosystems and into emerging DeFi platforms like Mutuum Finance (MUTM).
As the market looks beyond inflated metrics and toward sustainable models with long-term utility, Mutuum Finance (MUTM) presents a compelling case to follow the path TRX carved—but with added speed, smarter lending, and broader use cases built into its core.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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